Mobile Advisors

Advanced Life Insurance Feasibility Calculator

Solve to convert unrequired capital to CDA credit

Solve to shelter passive investment income

Solve to create an intended inheritance

Solve to fund capital gains taxes owing on death

Solve to fund capital gains taxes owing on death

Please provide your information. We will send your custom report shortly.

Solve to fund capital gains taxes owing on death

What amount of capital gains tax would you like us to solve for? How much is owing now? How much is projected to be owing around age of mortality (age 85)? We can base your solution on either or.

Solve to fund capital gains taxes owing on death

Would you like us to structure the policy to insure one individual (payable on that person’s death) or two individuals (payable after the second death)?

Solve to fund capital gains taxes owing on death

Never pay your capital gains taxes with cash. You can defer your capital gains taxes. Capital gains taxes are usually deferred to the spouse upon first death and triggered on second death. For this reason, we usually recommend a joint last to die policy that pays out upon the second death because the pay out coincides with the triggering of taxes owing. However, there may only be one survivor left in the estate which requires us to purchase a single life policy.

Solve to create an intended inheritance

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Solve to create an intended inheritance

Policy Structure

We can structure the policy for an individual, or an individual and spouse. Add your spouse using the button below if you'd like him/her included in the policy as well.

Solve to create an intended inheritance

Many farms and family businesses have a need to create an inheritance for nonbusiness or farm affiliated children or family members. Is it more financially feasible to guarantee inheritance requirements are met with life insurance policy or deal with the issue using other assets?

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Please provide your information. We will send your custom report shortly.

Capital

How much capital would you like to house and grow tax free with in your corporation’s policy?

$

Policy Structure

We can structure the policy for an individual, or an individual and spouse. Add your spouse using the button below if you'd like him/her included in the policy as well.

Solve to eliminate the taxation of passive investment income

Not only are passive income tax rates extremely unattractive, if a corporation earns too much passive income it starts threatening the Small business deduction. Housing passive income earning assets with in a corporate owned life insurance policy eliminates passive investment income tax. The assets housed with in the policy benefit from tax free growth. Provide the following information and we will customize a policy for your corporation so that you can begin enjoying tax free passive income growth.

Email

Please provide your information. We will send your custom report shortly.

Corporate Capital

$
$

Personal Info

We can structure the policy to pay out after your passing. However, if we bring your spouse on to the policy and structure the life insurance to pay out upon the second passing it allows your corporation to purchase much more life insurance.

Solve to deplete my corporation's unrequired taxable capital

Retaining capital within your corporation has always been an effective way of deferring taxation, but like all good things, this deferral will eventually come to an end. The more capital you retain, the larger the tax liability becomes when your estate deems disposition of the corporation. If you have accumulated substantial personal wealth you tend to ignore the corporate capital. If this is the case, and your corporate capital isn’t required for retirement, then we suggest depleting your capital using life insurance. We will customize a life insurance policy to absorb all your corporations trapped capital, leaving nothing behind to be taxed. When you pass away, the life insurance proceeds flow out of your corporations’ Capital dividend account tax free, eliminating your tax risks.

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